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Brand new Courtroom affirms this new personal bankruptcy judge as the its factual findings was perhaps not obviously erroneous as well as courtroom conclusions is de- novo proper. Part 1322(b)(2) brings, when you look at the pertinent part, you to an altered bundle could possibly get “customize the rights regarding owners regarding protected claims, other than a claim secured merely of the a protection demand for property this is the debtor’s dominant home,” (focus additional). Part “1322(b)(2) specially prohibits any amendment of a homestead mortgagee’s rights throughout the Chapter 13 package. From the safeguards afforded so you’re able to mortgagees by the 1322(b)(2), the fresh new protected defense focus isnt affected even if the notice try undersecured by worth of the home.” Common Are Financial Co.