I do however have a sketchy record from the past. 5 years as go. This was settled 15 months ago but is of course still visible on my file for around another 18 months.
This is what I’m most concerned about as my unaffordability claim was found in my favour but they are dragging their heels in removing the accounts from my file. The most recent loan was paid off in .
I think you need to talk to a good broker about your chances. I’m sorry but there isn’t much point in me guessing.